Coming soon
Round it up. Pay it down.
Debt-it works like Acorns in reverse: every purchase you make gets rounded up, and the spare change goes straight toward paying down your credit card balance — automatically, painlessly, every day.
Join the WaitlistHow it works
Three steps. Zero willpower required.
Step 1
Link your cards
Securely connect the credit cards you want to pay off and the account you spend from. Bank-level encryption, read-only access.
Step 2
Spare change adds up
Every purchase gets rounded up to the next dollar. Buy a $3.40 coffee, and 60¢ quietly joins your debt-crushing pile.
Step 3
Watch your balance drop
Round-ups are sent to your credit card as extra payments. Small amounts, big momentum — and a lot less interest over time.
Frequently asked questions
Is Debt-it a loan or debt consolidation?+
No. Debt-it never lends you money or touches your interest rate. It simply automates extra payments toward the debt you already have, using your own spare change.
How is this different from Acorns?+
Acorns rounds up your purchases and invests the change. Debt-it rounds up your purchases and pays down your credit card debt instead — because paying off a 24% APR card is one of the best guaranteed returns there is.
Is my financial data safe?+
Yes. We'll connect to your accounts through a trusted aggregator with bank-level (256-bit) encryption and read-only access to transactions. We never store your bank credentials and never sell your data.
What will it cost?+
We're planning a simple flat fee of about $5/month — no percentage cuts, no hidden charges. Waitlist members get early-bird pricing at launch.
When does it launch?+
We're building now and aiming for an early beta soon. Join the waitlist and you'll be first in line — early users help shape the product.
Small change. Big difference.
Join the waitlist and be first in line when we launch. It takes 30 seconds — and it might be the easiest money move you make all year.